.terms-hero {
  padding: 30px 0 64px;
  color: #fff;
  background: radial-gradient(ellipse at 90% 90%, #f75a001c, transparent 55%), #111;
  border-bottom: 3px solid var(--orange);
}
.terms-breadcrumb { display: flex; flex-wrap: wrap; gap: 12px; color: #bdbdbd; font-size: 12px; margin-bottom: 54px; }
.terms-breadcrumb > span[aria-hidden] { color: var(--orange); }
.terms-hero-grid { display: grid; grid-template-columns: 1fr 300px; align-items: end; gap: 60px; }
.terms-page .eyebrow { color: var(--orange); font-size: 10px; letter-spacing: .14em; }
.terms-hero h1 { font-size: clamp(36px, 5.5vw, 78px); line-height: 1.08; font-weight: 800; letter-spacing: -.05em; margin: 20px 0 24px; }
.terms-hero h1 em { color: var(--orange); font-style: normal; }
.terms-lead { color: #c5c5c5; font-size: 18px; line-height: 1.65; margin: 0; }
.terms-hero-note { padding: 28px; border: 1px solid #3c3c3c; border-top: 2px solid var(--orange); background: #ffffff04; }
.terms-hero-note > i { display: block; color: var(--orange); font-size: 32px; margin-bottom: 20px; }
.terms-hero-note p { color: #d0d0d0; font-size: 14px; }
.terms-hero-note > span { color: #aaa; font-size: 9px; letter-spacing: .12em; }
.terms-body { padding: 64px 0 80px; background: #f5f5f3; }
.terms-layout { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: 64px; max-width: 1280px; align-items: start; }
.terms-sidebar { position: sticky; top: 120px; }
.terms-index { padding: 26px 22px; background: #fff; border: 1px solid #e1e1de; }
.terms-index .eyebrow { color: #555; margin-bottom: 18px; }
.terms-index a { display: flex; align-items: center; gap: 12px; min-height: 44px; padding: 8px 0; border-top: 1px solid #eee; font-size: 13px; line-height: 1.5; }
.terms-index a > span { color: #a13b00; font: 600 10px Montserrat, Arial, sans-serif; }
.terms-help { background: #171717; color: #fff; padding: 26px; margin-top: 18px; }
.terms-help > i { color: var(--orange); font-size: 24px; }
.terms-help h2 { font-size: 21px; margin: 16px 0 10px; }
.terms-help p { color: #bbb; font-size: 13px; }
.terms-help a { display: inline-flex; align-items: center; gap: 28px; min-height: 44px; color: var(--orange); font-size: 11px; font-weight: 700; }
.terms-content { min-width: 0; }
.terms-intro { padding-bottom: 30px; }
.terms-intro .eyebrow, .terms-contact-panel .eyebrow { color: #a13b00; }
.terms-intro h2 { font-size: clamp(25px, 3vw, 36px); margin: 14px 0 20px; }
.terms-content p, .terms-content address { font-size: 15px; line-height: 1.9; color: #505050; }
.terms-section { display: grid; grid-template-columns: 40px minmax(0, 1fr); gap: 20px; padding: 32px 0; border-top: 1px solid #dcdcd8; scroll-margin-top: 120px; }
.terms-number { display: grid; place-items: center; width: 38px; height: 38px; background: #fff; border: 1px solid #dfc7b9; color: #a13b00; font: 600 11px Montserrat, Arial, sans-serif; }
.terms-section h2 { font-size: 22px; line-height: 1.4; margin: 3px 0 16px; }
.terms-section p:last-child { margin-bottom: 0; }
.terms-phone { font-weight: 700; color: #a13b00; }
.terms-contact-panel { display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 24px; margin-top: 20px; padding: 32px; border: 1px solid #d8d8d4; border-left: 3px solid var(--orange); background: #fff; }
.terms-contact-panel h2 { font-size: 26px; line-height: 1.3; margin: 10px 0 0; }
@media (max-width: 991px) {
  .terms-hero-grid { grid-template-columns: 1fr 260px; gap: 30px; }
  .terms-layout { grid-template-columns: 1fr; gap: 36px; }
  .terms-sidebar { position: static; }
  .terms-index { display: grid; grid-template-columns: 1fr 1fr; column-gap: 24px; }
  .terms-index .eyebrow { grid-column: 1 / -1; }
  .terms-help { display: none; }
}
@media (max-width: 575px) {
  .terms-hero { padding-bottom: 36px; }
  .terms-breadcrumb { margin-bottom: 32px; }
  .terms-hero-grid { grid-template-columns: 1fr; gap: 28px; }
  .terms-hero-note { padding: 22px; }
  .terms-hero-note > i { margin-bottom: 12px; }
  .terms-body { padding: 32px 0 48px; }
  .terms-index { grid-template-columns: 1fr; }
  .terms-section { grid-template-columns: 30px minmax(0, 1fr); gap: 12px; padding: 26px 0; }
  .terms-number { width: 30px; height: 30px; }
  .terms-section h2 { font-size: 20px; margin-top: 0; }
  .terms-contact-panel { padding: 24px; }
}